Fair Debt Collection/Consumer Protection

Going through financial problems is stressful enough without collection agencies engaging in threats that they cannot back up. At Noah R. Friend Law Firm, PLLC, we possess comprehensive experience of the Fair Debt Collection Practices Act (FDCPA) that covers the following:

  • Eliminate abusive practices in the collection of consumer debts
  • Promote fair debt collection
  • Provide consumers the opportunity to dispute and obtain validation of debt information to ensure the accuracy of information.

The FDCPA And What Creditors Can And Cannot Do

The FDCPA is a consumer protection amendment that formally establishes legal protection from debt collection actions considered abusive in the Consumer Credit Protection Act. It creates guidelines for debt collectors and their business practices, defines consumer rights, and prescribes penalties and remedies for violations.

Debt collectors are subject to the FDCPA and cannot engage in the following:

  • Illegally acquiring information
  • Disclosing personal information to friends, family and co-workers
  • Name-calling
  • Incarceration
  • Misrepresentation of debt owed or the actions that can be taken
  • Threats of harm
  • Claims debtor has committed a crime

Contact An Attorney At Our Kentucky Law Office

If you believe that a creditor violated the FDCPA, schedule an initial consultation immediately. Call Pikeville lawyer Noah Friend at 606-262-6067 or fill out our firm's intake form.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.