The bad news is that, no matter how long you put it off, you cannot avoid facing up to financial problems. Collectors will not give up looking for you and will continue their aggressive actions until they get what they want.

Exploring All Debt Relief Options, Including The Ones You Never Knew You Had

The good news is that you have options to salvage your peace of mind or save a business by filing consumer or business bankruptcy. Timing is everything. That is where you need an attorney guiding you through the complicated process of debt discharge or reorganization. That is where you need an advocate whom you can access without going through a secretary.

That is where you need a "friend" who combines experience, legal knowledge, and a thorough knowledge of the Fair Debt Collection Practices Act and various types of bankruptcy, including:

  • Chapter 7 bankruptcy — The most common form of bankruptcy affords you the chance to discharge your debts, should you qualify.
  • Chapter 9 bankruptcy - Available exclusively to municipalities, allowing them to restructure their debts.
  • Chapter 13 bankruptcy — For those who do not qualify for debt discharge, Chapter 13 provides significant relief over three to five years. Any remaining debt will be discharged.
  • Chapter 11 bankruptcy — An option for businesses to get a fresh start and continue operations while paying back debts over a three- to five-year plan.

During the bankruptcy process, we strive to get to the root of our clients' financial problems. At Noah R. Friend Law Firm, PLLC, we devise tailored strategies such as paying the more urgent bills under threat of wage garnishment, car repossession or home foreclosure. If the time comes later on to file bankruptcy, we can be more strategic about it.

Contact Our Kentucky Law Office

If you are considering filing for bankruptcy, schedule an initial consultation by calling a lawyer at our Pikeville office at 606-262-6067 or filling out our firm's intake form.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.